When does a disability insurance policy become incontestable?

“After this policy has been in force for a period of 2 years during the lifetime of the insured (excluding any period during which the insured is a person with a disability ), it shall become incontestable as to the statements contained in the application.”

What is an incontestability clause in a life insurance policy?

If you are a human seeing this field, please leave it empty. An incontestability clause is a provision in a life insurance policy that prevents the insurance company from canceling the policy based on misstatements.

When is a life insurance policy incontestable?

This policy shall be incontestable after it has been in force during the lifetime of the insured for two years except for nonpayment of premiums and except for the restrictions and provisions applying to the double indemnity and disability benefits provided.